Health Insurance

All exchange students are required to have health insurance and will be automatically enrolled in the NC State Student Blue insurance, but have the option to waive out. More information about the waiver process is below.

 Coverage DatesCost
Fall OnlyAugust 1 - December 31$863.50
Spring OnlyJanuary 1 - July 31$863.50
Academic YearAugust 1 - July 31$1727.00

Details on the coverage and benefits of NC State Student Blue insurance can be found on the Student Health website.

If you are unfamiliar with the healthcare vocabulary used in the United States, please see this link.

Enrollment and payment:

Enrollment in the plan is automatic and the premium fee will be charged directly to each student’s NC State account. Payment will be made through the University Cashier’s Office.

International students are eligible to waive out of the Student Blue plan if proof of suitable alternate coverage can be provided. If you would like to waive out of the Student Blue plan, please see these instructions.

In order to waive Student Blue Coverage, your current medical policy must include the following:

  • Minimum total benefit/coverage of $100,000 (USD) per accident or illness
  • Plan deductible of no more that $500 (USD)
  • Provides a policy year deductible of no greater than $500 (USD)
  • Minimum of $50,000 (USD) for medical evacuation
  • Minimum of $25,000 (USD) for repatriation
  • Policy must be active for the entire duration of the academic semester

If you would like to waive the Student Blue insurance and have questions about whether your insurance will meet the mandatory minimum benefit requirements, you can email email@studentbluenc.com. The Study Abroad Office is not able to answer these questions.

Please note: The waiver is submitted directly to Student Blue and not the Study Abroad Office. While we can offer some information regarding the insurance plan and the waiver process, questions should be addressed to Student Health by emailing student-health-insurance@ncsu.edu rather than the Study Abroad Office.

**ISEP students are required to enroll in an insurance policy through ISEP, and will therefore be exempt from the NC State policy.**