Accessing money from a foreign bank can be expensive. For example, if you use a cash machine, you may be charged a service fee by the U.S. bank and by your home bank. Check with your home bank to find out what procedures they recommend while you are at NC State.
Banks are typically open Monday through Friday, and a few have office hours on Saturdays. Banks are always closed on Sundays and public holidays. You can expect to receive monthly or quarterly bank statements, mailed to your local address. Some banks offer online banking that allows you to track your accounts on their website or mobile app. Most banks will offer additional services for a fee, such as safety deposit boxes, which is one way to securely store your passport and other valuable items.
Opening a U.S. Bank Account
If you come to the U.S. with a lot of money, we recommend you open a bank account as soon as possible. Many bills in the U.S. are paid with checks, and opening an account is easy. Banks usually offer checking and savings accounts. Services and fees vary, but most banks in the area offer special student accounts with minimal or no monthly charges. There may be fees if you withdraw or spend more than the amount of money in your account. If you have questions about what type of bank account is best for you, we recommend calling a bank and scheduling an appointment. Bring photo identification and your U.S. address with you when opening an account.