Travel Insurance for Studying Abroad

To download the Application for Insurance or the HTH 2009-10 Study Abroad Insurance brochure, please visit the Downloads section of this page.

1. Study Abroad Programs:

All students studying abroad through an NC State Study Abroad Program are required to be covered for the duration of their program plus one (1) contingency day before and after their program. This will be billed for all students at a rate of $1.00 per day of coverage. Please note: The Study Abroad Office no longer handles insurance extensions beyond the dates of your program. For coverage beyond the contingency day before and after the program, please see Travel Insurance below.

1. Summer, Faculty-led, and Group programs: Coverage dates will be based upon the program dates listed for your program on the Study Abroad website. If you pay your program balance to the Study Abroad Office, the cost for your insurance coverage will be included in your program cost. If you pay your program balance to your Faculty Director, the cost for your insurance should be paid directly to your Faculty Director.
2. Semester exchange programs: Coverage dates will be based upon information in the student's acceptance letter from their host institution. If dates are not available at the time of invoicing, coverage dates will be based upon past participants who studied abroad at the same location. All students will be asked to verify their coverage dates upon receipt of their invoice.
   
   ISEP Participants: You will be billed for insurance directly by ISEP. Therefore waived from the UNC required health insurance plan.

All Faculty Directors leading an NC State Study Abroad Program will be covered for the duration of their program plus one (1) contingency day before and after their program. Faculty Directors are also eligible to receive up to six (6) additional days of coverage, to be used in any combination before or after their program. For coverage beyond the six additional days of coverage, please see Travel Insurance below.

1. Faculty Directors are eligible to purchase insurance for Eligible Dependents during the program dates that Faculty are covered. As defined by HTH, an Eligible Dependent may be the Faculty Director's lawful spouse and/or his/her unmarried children under age 19. Coverage for Eligible Dependents will be billed to the Faculty Director at a rate of $2.22 per day of coverage for spousal coverage, and $2.22 per day to cover all eligible children (the coverage for children is a set amount and does not depend upon the number of children you are covering. For example, it costs the same to cover 5 children as it does for 1 child). Please note: Coverage for Eligible Dependents is not covered by a program budget.
2. Domestic Partner Insurance: Domestic Partners of Faculty Directors are not eligible for coverage under the Study Abroad plan. For insurance coverage for a Domestic Partner during a Study Abroad Program, please see Travel Insurance below.

2. Non-Credit International Programs:

Non-credit international programs involving international travel are not required to purchase but are eligible for insurance coverage through our office provided that the program is sponsored by a department or unit at NC State University, and the majority of program participants must be students enrolled at NC State University.

Please note:  It is the responsibility of the program organizer to contact the Study Abroad Office about insurance coverage. It is not the responsibility of the Study Abroad Office to contact potential groups who are going abroad about insurance coverage.

1. Coverage dates will be based upon information provided by the program organizer and must include one (1) contingency day before and after the scheduled start and end dates of the program. The coverage length is the same for Faculty, Staff, and Students. For coverage beyond the contingency day before and after the program, please see Travel Insurance below.
2. Student coverage will be billed at a rate of $1.00 per day of coverage.
3. Faculty and Staff coverage will be billed at a rate of $2.22 per day coverage.
4. Faculty and Staff leading non-study abroad programs involving international travel are only eligible to purchase insurance coverage for themselves through the Study Abroad Office. To learn how to purchase insurance coverage for a Domestic Partner or Child, please see Travel Insurance below.

 3. International Internships and non-NC State programs:

NC State students participating on international internships and non-NC State study abroad programs are not required to purchase but are eligible for insurance coverage through our office.

Please note:  It is the responsibility of the student to contact the Study Abroad Office requesting insurance coverage. It is not the responsibility of the Study Abroad Office to contact potential students who are participating on international internships about insurance coverage.

1. Coverage dates will be based upon information provided by the organization/office hosting the student and must include one (1) contingency day before and after the scheduled start and end dates of the internship. For coverage beyond the contingency day before and after the program, please see Travel Insurance below.
2. Student coverage will be billed at a rate of $1.00 per day of coverage.

 4. Faculty Traveling Internationally:

Faculty who are going abroad and are not leading a program are not eligible to purchase travel insurance through the Study Abroad Office. These faculty should review Travel Insurance below for our recommendation for travel insurance.

Downloads:

• 2008-09 HTH Insurance Brochure - Outlines coverage details for those individuals covered during the 2008-09 Academic Year (includes Summer 2009)
• 2009-10 HTH Insurance Brochure - Outlines coverage details for those individuals covered during the 2009-10 Academic Year (includes Summer 2010)
• Insurance Application - This application is only necessary for those individuals who belong to groups 2 and 3 above. Please do not submit this form if you are participating on an NC State program (group 1 above).
• Insurance Claim Form - This form should be used when submitting a claim to HTH.

Travel Insurance: For any person who is not eligible to purchase insurance through the Study Abroad Office or would like to purchase additional coverage beyond your program dates, we recommend travel insurance provided by HTH Worldwide. HTH's Travel Gap Excursion insurance provides  coverage at a very reasonable price that is easy to purchase and is comparable to the insurance provided by the Study Abroad Office.

Questions: All questions regarding insurance coverage should be directed to Lowell West.