Financial Aid

Students are eligible to receive financial aid (including loans, grants, and scholarships) for the cost of any study abroad program if the courses fulfill degree requirements and the student is taking a full course load. A full course load for undergraduate students is 12 credits a semester or 6 credits during summer terms.

  • Qualifying students typically receive a combination of loans and grants (summer financial aid is generally only available in the form of student and/or parent loans).
  • FAFSA should be completed as soon as available and by the end of February of the academic year prior to when the program starts (NC State FAFSA school code: 002972).
    • If students are planning to study abroad and the February deadline to submit FAFSA has passed, financial aid may still be available. Contact the Office of Scholarships and Financial Aid immediately for more information.
  • The Office of Scholarships and Financial Aid requires all students to complete an Enrollment Agreement Form (see “special enrollment forms” – additional forms may be required).
    • The Enrollment Agreement must be signed by each student’s academic advisor to confirm that the program satisfies degree requirements.
  • For questions regarding Financial Aid, students should contact Tara Micgiel (tara_micgiel@ncsu.edu or 919.515.2822) in the Office of Scholarships and Financial Aid, or their financial aid advisor.

Payment Deferral for Financial Aid Recipients
Students anticipating receiving financial aid may be eligible to defer their program cost. 

  • NC State Students:
    • NC State Summer Programs: Students receiving financial aid must complete the following:
      • submit a Study Abroad Office Program Balance Deferment Agreement to the Study Abroad Office
      • $300 payment through MyPack Portal
      • submit payment for known balance due over the aid award amount to receive deferral.
        • The Study Abroad Office will verify award amounts and contact students if there is any additional balance due.
    • NC State Study Abroad Semester Group Programs (Prague Institute, Semester in Spain): Students receiving financial aid must submit a completed Study Abroad Office Program Balance Deferment Agreement to the Study Abroad Office by the payment deadline.
    • Non-NC State programs: Students should contact the coordinator of their program to request a deferment, if their aid will be disbursed after the program payment deadline.
  • Non-NC State Students:
    • Students should meet with their home university’s financial aid office and complete the necessary steps to apply for financial aid.
    • Submit the following to the Study Abroad Office by the payment deadline:
      • signed Study Abroad Office Program Balance Deferment Agreement
      • $300.00 deposit payment that will be applied to the total program cost
      • documentation of financial aid award amount and timing of disbursement.

Program Balance Deferment Agreement: email Ms. Lowell West (elwest@ncsu.edu) or the general office account (study_abroad@ncsu.edu) to request a deferment agreement.

For more information on financial aid, see:

Additional Loans: Banks may offer private loans with reasonable interest rates that can be used towards the cost of study abroad. Talk to your financial aid advisor for more information and advise.